BUILT FOR FAMILIES
The Sister Company Behind the IOU Platform
IOUMore, LLC builds and operates digital products for families — secure storage, legacy planning, and everyday tools designed to keep what matters in your hands. IOUMore licenses its platform technology from IOU, Inc. under a long-term licensing agreement.
Our Products
Tools for every family.
Your family’s entire life, in one place. Photos, recipes, calendar, documents, and shared notes — no more scattered files across apps, drawers, and devices.
✓ Free: 2 GB storage
✓ Pro: $14.99/mo — 1 TB + AI features
Protect what matters most — on your terms. Sealed letters, organized documents, release rules, and a lasting legacy in one secure, tamper-proof digital vault.
$9.99/mo — 100 GB + unlimited capsules
Everything in IOUHome Pro + IOULegacy together. The complete family platform — organization, legacy planning, and AI features in one subscription.
$19.99/mo (~17% annual savings)
1 TB storage, all AI features, full legacy suite
Not ready to commit? Start with IOUFree-Tools.
What Your Family Gets
Real features for real families.
Time Capsules
Record a message for the day she turns eighteen. She’ll hear exactly what you felt in this moment.
Release Rules
A letter if you’re ever not around. Set the rules. Life takes care of the timing.
Theater Mode
Your photos playing like a movie on your TV. No app. No cables. Just scan and watch.
Documents Vault
The will is in the safe. The passwords are somewhere. Now they’re all in one place your family can find.
Family Recipes
Grandma’s mac and cheese — the recipe card is falling apart, but the memory doesn’t have to.
Life Story Interview
AI-guided conversations across 6 life topics. Speak or type your story, then generate a biography your family will treasure.
“The Internet of Us”
IOU started in 2016 with a letter to my kids. My son had just been born, and I wanted to put a promise in writing — about the kind of digital world I wanted to build for my family.
Everyone in tech was talking about the “Internet of Things.” But the things most impacted by things are us — people. Our families. So I wrote down a simple idea:
IOU — the Internet of Us.
After dealing with my own health challenges, losing my mother, and reflecting on my time in service, those promises became personal. I realized how many families are left scrambling when the unexpected happens — whether it’s a deployment, a diagnosis, or just the reality that none of us are promised tomorrow.
At the end of the day, IOU is exactly what it sounds like. I owe you a safer world online.
— JD Grant, Founder