POWERED BY PURPOSE
The Parent Company Behind the IOU Platform
IOUMore, LLC is the for-profit sister company of IOU, Inc. (501(c)(3)), bringing IOUHome, IOULegacy, IOUForever, and Deployed to families everywhere. A portion of every subscription helps fund free accounts for veterans, first responders, and people facing debilitating conditions.
Our Products
Tools for every family. Free accounts for those who served and those who need it most.
IOUHome
Your family’s entire life, in one place. Photos, recipes, calendar, documents, and shared notes — no more scattered files across apps, drawers, and devices.
✓ Free: 2 GB storage
✓ Pro: $14.99/mo — 1 TB + AI features
IOULegacy
Protect what matters most — on your terms. Sealed letters, organized documents, release rules, and a lasting legacy in one secure, tamper-proof digital vault.
$9.99/mo — 100 GB + unlimited capsules
FREE for veterans, first responders & Gold Star families
Bundle
Everything in IOUHome Pro + IOULegacy together. The complete family platform — organization, legacy planning, and AI features in one subscription.
$19.99/mo (~17% annual savings)
1 TB storage, all AI features, full legacy suite
What Your Family Gets
Real features for real families.
Time Capsules
Record a message for the day she turns eighteen. She’ll hear exactly what you felt in this moment.
Release Rules
A letter if you’re ever not around. Set the rules. Life takes care of the timing.
Theater Mode
Your photos playing like a movie on your TV. No app. No cables. Just scan and watch.
Documents Vault
The will is in the safe. The passwords are somewhere. Now they’re all in one place your family can find.
Family Recipes
Grandma’s mac and cheese — the recipe card is falling apart, but the memory doesn’t have to.
Life Story Interview
AI-guided conversations across 6 life topics. Speak or type your story, then generate a biography your family will treasure.
Free for Those Who Serve & Those Who Need It Most
Because some families shouldn’t have to worry about the cost of protection.
IOUForever
Free memory preservation for people facing ALS, Alzheimer’s, Parkinson’s, MS, and other debilitating conditions. 10 GB encrypted storage, care preferences, AI story companion, and condition-specific letter templates.
Comparable market value: $240–$300/yr.
Your cost: $0.
IOULegacy Deployed
Free for every currently deployed U.S. service member. Check-in system as proof-of-life signal, deployment-specific templates, and inactivity triggers from 48 hours to 2 years.
Comparable market value: $240–$300/yr.
Your cost: $0.
How Your Subscription Helps
IOUMore, LLC licenses intellectual property from IOU, Inc. (501(c)(3) · EIN 81-2203628) and pays royalties that help fund free accounts for qualifying families. Your subscription covers secure product development, encryption and compliance, customer support, and the mission programs that make the platform available to:
Veterans of all branches and eras
Active-duty service members currently deployed
First responders — law enforcement, firefighters, paramedics
Gold Star families
People impacted by debilitating conditions — ALS, Parkinson’s, Alzheimer’s, MS
A trusted service and a mission — not just storage.
“The Internet of Us”
IOU started in 2016 with a letter to my kids. My son had just been born, and I wanted to put a promise in writing — about the kind of digital world I wanted to build for my family.
Everyone in tech was talking about the “Internet of Things.” But the things most impacted by things are us — people. Our families. So I wrote down a simple idea:
IOU — the Internet of Us.
After dealing with my own health challenges, losing my mother, and reflecting on my time in service, those promises became personal. I realized how many families are left scrambling when the unexpected happens — whether it’s a deployment, a diagnosis, or just the reality that none of us are promised tomorrow.
At the end of the day, IOU is exactly what it sounds like. I owe you a safer world online.
— JD Grant, Founder