Your Plan Does More Than You Think
A portion of every IOUMore subscription helps fund free legacy accounts for deployed service members, veterans, first responders, Gold Star families, and people facing debilitating conditions.
How It Works
A simple, transparent model
You Subscribe
Pick a plan that fits your family. You get encrypted capsules, life stories, documents, and more.
IOUMore, LLC
IOUMore Pays Royalties
IOUMore, LLC licenses the platform’s intellectual property from IOU, Inc. and pays royalties that help fund the nonprofit’s mission programs.
IOUMore, LLC IOU, Inc.
Free Accounts Created
IOU, Inc. uses those funds to provide free legacy accounts to those who need them most.
IOU, Inc. 501(c)(3)
Where Your Subscription Goes
Your subscription covers far more than storage. Here’s what it pays for.
Building and improving features — capsules, life stories, import tools, AI interview, backups, and QA.
Encrypted cloud storage, key management, backups, monitoring, compliance audits, and penetration testing.
Free accounts and program support for veterans, first responders, Gold Star families, and people with debilitating conditions.
Customer support, onboarding, account operations, fraud prevention, and content moderation.
Stripe processing fees, legal counsel, tax compliance, and regulatory work.
Outreach so more families find the platform, plus future improvements and emergency readiness.
Storage is only one part of delivering a safe, private family platform. Your subscription pays for the people, systems, and mission behind it.
Who You’re Helping
Free accounts go to those who need them most
Deployed Service Members
Actively serving far from home, needing a secure way to leave messages for loved ones.
Gold Star Families
Families who’ve lost a service member and want to preserve their legacy forever.
Veterans
Those who served deserve a free, private space to organize their family’s most important things.
First Responders
Police, fire, EMS — people who face danger daily and want their families prepared.
Debilitating Conditions
Individuals facing serious health challenges who need to ensure their wishes are documented and preserved.
A Trusted Service and a Mission
Your subscription doesn’t just buy storage — it pays for the people, systems, and mission that make IOUMore trustworthy and useful.
Every free account gets the same secure, private, full-featured platform that paid subscribers use — because protecting families shouldn’t depend on what they can afford.
Want more detail? Reach out at support@ioutoday.org — we’re happy to share our impact numbers with partners and donors.
Ready to Make a Difference?
Choose a plan. Organize your family. Protect someone else’s.