Our Programs
IOU, Inc. is a registered 501(c)(3) non-profit (EIN 81-2203628) dedicated to protecting families in the digital age.
๐ IOUHome
Affordable family organization for every household โ photos, recipes, calendar, documents, and shared notes in one secure place.
Key Features:
- Photo Albums with AI-powered captions and tagging
- Family Recipes with AI suggestions and fridge scanning
- Family Calendar with .ics import
- Shared Notes & Lists
- Important Documents vault
- Save Youโข Wizard for emergency preparedness
- Theater Mode for TV streaming
Pricing: Free (2 GB) | Pro: $14.99/mo (1 TB + AI features)
๐จ IOULegacy
Free digital legacy planning for veterans, first responders, Gold Star families, and deployed service members.
Key Features:
- Legacy Capsules โ sealed, tamper-proof letters, videos, and documents
- 20+ Letter Templates with AI enhancement
- Release Rules โ date, inactivity, manual, or multi-party triggers
- People & Family Tree
- Life Story Interview โ AI-guided across 6 life topics
- Biography Generation from interview transcripts
- Tamper-proof audit log with SHA-256 hash chain
Pricing: Free (qualifying individuals) | $9.99/mo (100 GB + unlimited)
๐ IOUForever
Completely free memory preservation for people and families impacted by ALS, Parkinson’s, Alzheimer’s, MS, and other debilitating conditions.
Includes:
- 10 GB encrypted storage
- Memory Capsules and care preferences
- 6 condition-specific letter templates
- AI Story Companion
- Release rules for milestone delivery
- Tamper-proof SHA-256 security
Comparable market value: $240โ$300/yr. Always free.
๐ IOULegacy Deployed
Completely free for every currently deployed U.S. service member and their family.
Includes:
- 10 GB encrypted storage
- Check-in system as proof-of-life signal
- 4 deployment-specific letter templates (pre-deployment, just-in-case, homecoming, family update)
- Inactivity triggers from 48 hours to 2 years
- AI letter enhancement
- Tamper-proof SHA-256 security
Comparable market value: $240โ$300/yr. Always free.
Funded by Families Who Care
Every paid IOUHome subscription directly funds free IOULegacy and IOUForever accounts. Your family’s memories help protect the legacies of those who served and those facing life-changing diagnoses.
IOU, Inc. ยท 501(c)(3) Non-Profit ยท EIN 81-2203628